Karn Sihota, CFP, CLU, CIM^®

Senior Investment Advisor, Manulife Wealth Inc.
Life Insurance Agent, iFreedom Financial Solutions Inc.

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As a Senior Investment Advisor with Manulife Wealth, I have dedicated my career to helping clients bring clarity and structure to their financial lives. For over two decades, I have worked with families, professionals, and business owners to develop disciplined investment approaches and risk management strategies intended to address their evolving financial circumstances and objectives.

My professional foundation is built on both experience and education. I hold the Certified Financial Planner (CFP®), Chartered Life Underwriter (CLU®), and Chartered Investment Manager (CIM®) designations—credentials that reflect my commitment to providing clients with comprehensive advice across wealth management, risk protection, and estate strategies. These qualifications enable me to look at the bigger picture and design solutions that balance investments, tax efficiency, insurance, and long-term legacy planning.

What drives me most is the opportunity to make a meaningful impact in the lives of my clients. I believe wealth should be more than numbers on a page—it should provide the freedom to live well today, the security to care for the people you love, and the foundation to leave a lasting legacy for future generations. My role is to listen, understand your priorities, and help you make informed decisions that align your financial resources with your life goals.

Outside of my professional work, I am passionate about health and fitness and enjoy running as a way to challenge myself and stay balanced. Most importantly, I value spending time with my wife and our three children, and I understand firsthand the importance of planning for both today’s needs and tomorrow’s opportunities.

Ultimately, my mission is simple: to give my clients peace of mind and confidence in the future by delivering advice that is thoughtful, disciplined, and tailored to what matters most to them.